Egyptians fear decades of Muslim Brotherhood rule, warn Morsi is ...

AFP / Getty Images

An Egyptian man delivers a speech as protesters gather in Cairo's landmark Tahrir Square on Friday to protest against a decree by President Mohammed Morsi granting himself broad powers that shield his decisions from judicial review.

By Richard Engel, NBC News Chief Foreign Correspondent

News Analysis

TAHRIR SQUARE, CAIRO -- This was the place where the revolution began: the roundish square where Egyptians celebrated Mubarak's fall.

This is where they are shouting on bullhorns again, outraged because they say the Muslim Brotherhood has stolen the revolution and is railroading though a constitution that could lock in Muslim Brotherhood rule for 50 years, bringing more Islamic law. They cry -- not against Islam -- but that an extremist interpretation is being forced down their throats by a president who critics say is acting every part the tyrant. ?

This is also a warning, they claim, of what may happen across the Middle East. The era of the Muslim?Brotherhood appears to have arrived. President Obama has hailed the Brotherhood's President Mohammed Morsi as a pragmatist who helped end the Gaza crisis. Egyptians here think the Brotherhood has conned Washington, just like it conned them.

Christians, liberals left out as Islamists back Egypt's draft constitution

"President?Obama is supporting a terrorist," a man told me amid chants of "Leave! Leave!" in Tahrir Square and "Down, down with the rule of the Muslim Brotherhood's spiritual leader." Before, it was "Down, down with Mubarak."

---

Morsi's decree divides Egypt
Egypt was torn in half just over a week ago when Morsi made himself more powerful than Mubarak ever was, and the kings before him. Morsi declared himself above judicial oversight, his decisions final and unassailable. He made himself, according to critics, a new pharaoh on the Nile. Imagine if, after five months in office, an American president announced that he could pass any law he pleased regardless of Congress or the U.S. Supreme Court. Imagine if he said his decisions were final and inspired by God.

After issuing a decree making himself more powerful than the courts, Egyptian president Mohamed Morsi has sparked a wave of anger ? some of which is directed toward the United States. NBC's Richard Engel reports.

Morsi last night apologized for the power grab and said he didn't want the extra authorities, but that they were necessary for the good of the people and to safeguard the revolution. Dictators always say stuff like that. Burn down the village to save it.

At first Egyptians were shocked that Morsi would make such an obvious and, according to Egyptian judges, blatantly illegal move. It's clear now, as some analysts have long feared, that the brotherhood is making sure it doesn't lose power again by taking control of Egypt's constitution. The Brotherhood wants to write the rules of the game. Now they've done that too.

PhotoBlog: Dueling demonstrations in Cairo

Protected by the president's new-found supreme and unquestionable powers, Morsi ordered his Islamist allies to finish writing the constitution and get it on his desk by the end of this week. They did it, even though many independent legal experts, Christians and opposition politicians boycotted the drafting process. The Brotherhood called the new constitution "a jewel." Many Egyptians say it leaves too much room for the implementation of Shariah law. ?

The constitution also empowers the people and government with a duty to uphold moral values, a vague clause that could pave the way for vigilante morality police. The constitution barely mentions protecting women's rights. According to women who were originally involved in the drafting process, and who subsequently left because they felt they were being ignored, clauses specifically demanding that women be protected from violence and sex trafficking were dropped because Islamists feared it would conflict with their desire to allow child brides.

ANALYSIS: Crisis tests Egyptians' constitution

The constitution has long been the Muslim Brotherhood's lodestar and, in the past, they have been willing the kill for it. In 1954, not long after a group of 'free officers' carried out a coup against the British-backed monarchy, a Brotherhood assassin tried to kill President Gamal Abdel Nasser. Nasser, a leading free officer, favored a mostly secular, pro-military constitution. The Brotherhood, an Islamist group that supports the return of Arab and Islamic unity and the revival of ancient Muslim glory and Shariah laws, couldn't accept the new rules.

Ahmed Youssef / EPA

18 days of popular protest culminated in the downfall of Egyptian president Hosni Mubarak on Feb. 11, 2011.

The Brotherhood's assassination attempt failed. The gunman's eight bullets, fired while Nasser was giving a speech in Alexandria, all missed. The Brotherhood was banned. The group went underground, at times tolerated but more often repressed by Nasser's successors: presidents Mubarak and Anwar el-Sadat. When the revolts started against Mubarak, the Brotherhood saw that fate had given them another chance.

Muslim Brotherhood's calculated rise to power
Looking back now, it all seems so obvious, yet many Egyptians refused to see it coming. In fact, many of the secular revolutionaries backed the Brotherhood, arguing they were better allies than the hated military. The Brotherhood played its cards well.

The Brotherhood was late to join the anti-Mubarak revolts in 2011. When students and liberals initially occupied Tahrir Square, it looked like it might be a passing thing. The Brotherhood either didn't appreciate its significance, or wanted to wait to see who was winning.

I remember watching the Brothers march into the square. They arrived in a large group of perhaps five hundred. Nearly all were men. Many had beards. Most were dressed in poorly cut dark suits. They occupied a corner of Tahrir near a Kentucky Fried Chicken. They came with microphones and wood to build a platform. The other protesters in the square seemed happy to have the support of the new arrivals.

Egypt's Morsi, top judges compromise to defuse soaring tensions over decree

The protests continued to grow. Labor unions went on strike. The military enacted a coup against Mubarak. President Obama withdrew his support for Washington's long-time Arab friend. And Mubarak the president was no more.

The Brotherhood first said it wouldn't seek the new presidency at all. It promised to exist solely as an influential member of civil society. Back then, many Egyptians feared the Brotherhood. It was a semi-secret group. It had a small office in a Cairo apartment building with a sign on the door the size of an index card. Mubarak-era officials had often described the Brotherhood as a group of terrorists. One security official I know called the Brotherhood the most dangerous group in the world. But in the heady 1960s-like days after Mubarak's resignation, the Brotherhood's bad reputation only seemed to give the group more credibility. They'd been oppressed by the man. It was a new day. Everyone, it appeared, deserved a new beginning.

Tens of thousands of protesters gathered in Tahrir Square Friday to denounce Egypt's President Mohamed Morsi and the draft constitution his Islamic allies approved earlier in the day.

The Brotherhood went to work. It organized its considerable finances. It built a big new headquarters with far bigger signs on the doors. It sent its representatives around the world, especially to Washington, on a charm offensive. We've been oppressed, they claimed. We were slandered by a tyrant. We're not what you've heard. We can unite the Sunni world against Iran. We can help bring Israeli-Palestinian peace. There were many promises of a great future.

Even then, the Brotherhood's focus on the constitution was clear. The Brotherhood insisted the constitution be drafted only after a new president was elected. The military was overseeing a transition back then. The Brotherhood argued that the military couldn't be trusted to oversee the creation of such an important document. Many Egyptians agreed -- a decision some sorely regret today.

NBC's Ayman Mohyeldin discusses the current unrest in Egypt

Morsi won the election by a narrow margin and then five months into his term, made himself a dictator and ordered his Islamist friends to quickly finish the constitution. Morsi has said he'll drop his extraordinary powers as soon as the constitution is approved in a referendum in December. Islamists are convinced they'll be able to use their grassroots network of activists to win the referendum like they won the elections. Western diplomats tend to agree.

Yet the United States has remained mostly silent on all this, urging both sides to stay calm and work it out. Washington's policy seems to be that what's going on is simply democracy in progress as Egyptians learn to use their new rights.

But in Tahrir Square people seem convinced the Brotherhood isn't testing its fledgling wings. They say Morsi knows exactly what he's doing, Washington be warned.?

More world stories from NBC News:

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Source: http://worldnews.nbcnews.com/_news/2012/12/01/15578733-egyptians-fear-decades-of-muslim-brotherhood-rule-warn-morsi-is-no-friend-to-us

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Trailers In Motorcycle Travel

Are you ready for your motorcycle travel? It is necessary that you should do the proper arrangement to make your journey safe and comfortable. You can use trailers to make your journey awesome. Trailers not only look great, also very helpful in your journey. Motorcycle travel trailers will be used to make your long distance easy because of its facilities. They are lightweight and reasonable. They make your journey comfortable. You can get so many camper products in the market.

• Trailers for Motorcycle Travel ? Two most used camping trailers used are ?


• Mini Mate ? With this camping trailer, there is no need to worry about the things such as tent, fly and poles. 15 cubic feet space is available in this mini mate camping trailer. This will be used to store camping gear. You can also sleep in this camping trailer. This mini mate can also store some bulky items. You will easily install the tent. It?s really very much useful in your motorcycle travel. The tongue weight of this trailer is about20 lbs. This trailer is very comfortable and needful. You can sleep in this trailer easily.


• Roadman Camping Trailers- Roadman camper is one of the best options for the travelers. They give you so many facilities in your motorcycle travel. There is enough storage space in this camper. The width of this trailer is 38 inch and the storage space is 15 cubic feet. This is easy in installation and it takes less time.

Select one of them and make trip comfortable and safe. There are many other things that you should take in your journey. There are so many trailers available in the market. You can get more information about these camping trailers at the Internet. Their price is also given there.?
There are many organizers who offer so many facilities to the motorcycle travelers. Royal Bike Riders offer you the facilities that you needed in your journey. They make the proper arrangement of lodging. They have so many experts in this field. They will give you their advice to make your journey easy and safe. If needed, they also send their bike riders with you. This helps you a lot in your journey. If you want a long journey, they make perfect arrangements for you. They also offer motorcycle travel to different countries. So select Royal Bike Riders for your motorbike travel and make your journey unforgettable, safe and comfortable.

About the Author:
As Motorcycle tour enthusiast and Motorcycle adventurer, this is our main motto to provide memorable and lifetime holidays to our esteemed guest. We select route and trails very carefully that is still unexplored, preserved and hidden on map and we share our passion and adventure for Motorcycle trip and travel.

Source: http://www.articlesnatch.com/Article/Trailers-In-Motorcycle-Travel/4299206

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Murder-suicide with 'sharp-edged weapon' happened during class

CASPER, Wyo. (AP) ? A man wielding a sharp-edged weapon killed one person in a Casper neighborhood Friday before killing a male teacher and himself in front of students in a community college classroom, causing a campus-wide lockdown as authorities tried to piece together what happened.

Police found the suspect and teacher dead at a science building on the Casper College campus, which was locked down for about two hours, school and police officials said. The other victim, a woman, was found in a street about two miles away.

Casper Police Chief Chris Walsh said the murder-suicide took place in a classroom with students present, but he didn't know how many students or what the class topic was.

He said investigators were still trying to determine a motive.

Walsh said an "edged weapon" was used it at least one of the killings, but he didn't offer specifics and it was unclear if the same or a similar weapon was used in all of the deaths.

The attacker wasn't believed to be a Casper College student and it appeared he knew the victims, Walsh said. No names were released.

"We're locating next of kin and working on notification absolutely as fast as we can," Walsh said.

He added authorities didn't believe there was any further threat to the community.

"I want to emphasize that this is a horrible tragedy," Walsh said. "And I want the city to ... just feel safe right now. There is no one at large."

The attack at the two-year community college in Casper, about 250 miles northwest of Denver, occurred just before 9 a.m. in a classroom on the science building's third floor. All students and staff were evacuated from the building.

The college sent out a campus-wide alert via text message and email within two minutes of receiving word of the attack at 9:06 a.m., school spokesman Rich Fujita said. The lockdown ended at about 11 a.m. after school officials received word that police were no longer searching for a suspect, Fujita said.

There are fewer classes on Fridays than any other day of the week at Casper College, so only between 1,500 and 2,000 of the college's 5,000 students were there, he added.

One of them, freshman Pearson Morgan, was in a math class on the first floor of the science building when his instructor relayed the news in a state of shock.

"My teacher was just so sick, he said, 'You can just leave,'" Morgan said.

Morgan walked outside his classroom to find a female student crying. He then turned to see two or three officers with assault rifles bounding up the stairs. Then, all the classrooms emptied and a crush of students carried him outside, but nobody panicked, Morgan said.

"There was a large group of students behind me," he said. "There was a lot of confusion."

Political science instructor Chris Henrichsen said he was showing the film "Frost/Nixon" to his Wyoming and U.S. government class when he stepped into the hall to get something for a student and was told a homicide had occurred on campus.

He went back to his classroom, where students were getting messages about the campus lockdown on their phones.

"We locked the door and waited for further instruction," Henrichsen said.

The students were later sent home, but some who parked near a different campus building where the attack occurred had to leave their cars there, Henrichsen said.

About two miles away, Dave Larsen said he was headed to the gym when he drove past a body in a gutter with two people standing over it, one talking on a cellphone.

Larsen lives about a block from the location of the body, a well-kept neighborhood of mostly single-story houses.

Emergency vehicles had the street blocked off Friday afternoon.

Police provided some details in a news conference streamed live by the Casper Star-Tribune (http://trib.com/).

Walsh said 33 law enforcement officers from different agencies responded to the college after receiving reports of the attack. He said authorities first thought it might have been an "active-shooter-type situation."

"We quickly contained the building and started a sweep through the building," he said.

Walsh said that within minutes of the initial call, there was another report of a traumatic injury about two miles southwest of campus. That victim was found in the street, the Star-Tribune reported.

Classes were canceled for the rest of the day at the school, one of seven community colleges in Wyoming.

A meeting was held in the afternoon for the 150 teachers and students who remained. College president Walt Nolte addressed them, calling it the worst day of his more than 40 years in higher education. He encouraged the community to come together, Fujita said

"It is particularly painful because of our size," Fujita said of the small, tight-knit campus.

Counselors were speaking to students and planned to be available through the weekend. About 450 students live on campus.

Classes were to resume on Monday.

"We agreed it doesn't do any good to just set the students loose. It makes the most sense to have them come back to campus, where they can get help if they need help and come to terms with what happened," Fujita said.

The college plans a candlelight vigil and memorial service on Tuesday.

Walsh said police train for such incidents but had no warning of Friday's violence.

Wyoming Gov. Matt Mead, who went to the campus Friday evening, said it was too early to assess security precautions at the college.

"There's no sense in doing that now until we understand fully what has taken place," he said.

The governor added that the focus now "should be on the victims' family, the community college family, the president, the trustees and the students, and making sure we're attending to any of their needs."

Wyoming's three congressional delegates issued a joint statement lauding responders and expressing condolences to those affected.

"Any loss of life is tragic, especially when it hits so close to home for so many of us," Sen. Mike Enzi said. "What took place today is a reminder to always look out for one another in our communities and neighborhoods."

Casper College opened in 1945 as the state's first junior college and moved to its current site 10 years later. The campus consists of 28 buildings on more than 200 acres. The college provides more than 140 academic-transfer, technical and career programs.

Wyoming has only one four-year university, the University of Wyoming in Laramie, which serves more than 13,000 students.

Casper is Wyoming's second-largest city with a population of about 56,000. Wyoming residents refer to it as the "Oil City" because it's a hub for the state's oil industry.

___

Associated Press writers Ben Neary in Cheyenne and Matt Volz in Helena, Mont., contributed to this report.

Source: http://news.yahoo.com/police-wyo-murder-suicide-happened-during-class-235147631.html

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The Humanities as Sugar Daddy | dagblog

So, the Governor of Florida set up a Task Force on higher education, and they decided that humanities majors should pay more than science majors for a college education. The thinking is that Florida wants more technology grads, and fewer humanities grads, and can get them by making humanities degrees more expensive so that students opt for science, math, and technology instead. They call this approach "market based," but its ignorance of basic economic realities is startling.

One of the hard truths of higher education is that some classes run at a profit and some run at a loss, and that the less-expensive, more-profitable classes are used to underwrite courses that are just as educationally necessary but cost more to run. The larger classes help pay for the smaller ones, the introductory classes help pay for the advanced ones, and the classes in "soft" subjects like English, history, or anthropology help pay for classes in "hard" disciplines like science and engineering.

This seems counter-intuitive to some non-academics who, having internalized the idea that science is where the money is, presume that offering science classes is also more profitable than offering classes on Latin poetry or sociological methods. But it is partly because STEM graduates make more money on average than humanities graduates that teaching STEM courses is more expensive: engineering professors make higher salaries than classics professors. Laboratory science (including computer science, certainly) also requires expensive labs and equipment, while most humanities courses require only a textbook (whose price is borne by the student, not the college). It's true that STEM fields bring in more external grant money, but that grant money largely gets eaten up by the lab facilities you have to build in order to apply for the grants.

The question "how can the humanities pay for themselves?" ignores the fact that the humanities not only pay for themselves but underwrite the sciences too. But ignoring that fact does not make it go away. And if Florida did manage to move a large number of its students out of profit-turning humanities classes into break-even-or-less science classes, it's likely that many public university budgets in Florida will go up in flames pose significant challenges.

Of course, that presumes that they can move students into their math and science classes at all. The "market-based" part of the solution ignores the fact that the Florida schools are actually part of a market. They compete for students with a large number of other schools. Being in a market means that you don't get to set prices unilaterally.

The English majors will simply go somewhere else. This is how markets work. Making a humanities degree pricier won't discourage people from pursuing that degree. It will only encourage them to buy it from your competitors instead of you. If it's too expensive to major in history at the University of Florida, students who want to major in history will either go to a private university or leave the state.

What Florida just decided to do is the equivalent to saying, "I'm tired of customers buying hamburgers instead of lobster. I'm going to make hamburgers twice as expensive as lobster." If you did that, you wouldn't sell more lobster. You'd just lose customers. They would go across the street to a restaurant where lobster was the same price, and burgers much cheaper. On the other hand, the few customers you did have would order nothing but the lobster, which you have to buy at expensive wholesale prices, instead of the ground beef that wholesales for so much less. And your restaurant will go broke pretty quickly, especially if you were already using the profits on all those hamburgers to subsidize the lobster side of the business.

But the Florida idea is ultimately just a newer version of something that's been happening in American universities for decades, as administrators demand a higher and higher profit margin from humanities classes in order to fund other priorities. For at least twenty-five years colleges have been increasing those profits by cutting humanities budgets, trying to spend less and less on those classes while keeping the revenue those courses bring in steady and growing. They shrink the number of full-time faculty in those fields, shift more and more teaching to ill-paid part-timers, and when push comes to shove cut the few subjects in the humanities, such as foreign-language instruction, that require higher overhead. Cutting costs AND upping prices is just an intensification of the normal strategy, busting the piggy bank open at two different ends.

Universities don't cut humanities budgets because the humanities are unprofitable. They cut humanities budgets because humanities are profitable, and schools are trying to squeeze more and more profit out of them. It's one of the few places to make money.? And schools are always hungry for more.

Source: http://dagblog.com/business/humanities-sugar-daddy-15575

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862 - EPR Real Estate News

US Residential Asset Fund, LLC (http://usresifund.com/), implemented a unique strategy by launching as an REO- (real estate-owned) to-Rental fund. Christopher J. Crippen, the Fund?s manager, announced, ?We put together a strategy that allows us to capitalize on the tremendous opportunities available in the REO-to-Rental markets and to support the communities we invest in.

US Residential Asset Fund?s investment strategy is focused on acquiring, renovating, leasing, managing, and exiting distressed single-family properties in multiple U.S. metropolitan areas. Tenants have the option to rent the properties with a ?contract for deed,? paving the road to homeownership for those who otherwise would be lifelong renters. The tenants work with the Fund?s strategic partner, Sagamore Home Mortgage, to resolve their credit challenges, qualify for a mortgage, and purchase the home they are renting.

Mr. Crippen, an industry expert, explained, ?This is really a unique Fund. We can do something good for the communities we invest in, enable our tenants to become homeowners, and provide double-digit returns for our investors. It?s a win-win-win strategy, which is hard to find in this market. I am proud to be a part of it.?

US Residential Asset Fund?was founded by Mr. Crippen, Dana Bradley, Al Espinoza, Patrick Cipolla, and Amos Alexander. Focusing on the $3 trillion single-family rental market, the Fund expects to invest more that $20 million over the next two years, beginning with acquiring assets in the Charlotte, Memphis, and Chicago, MSAs. Phase two acquisitions will be in the Atlanta, Indianapolis, Tampa, Orlando, MSAs.

?My partners, Innotion Enterprises, Inc. (www.innotion.com), and Performance Holdings (http://www.performanceholdings.com/), have been operating in the single-family and REO arenas, and have built a world-class acquisition, renovation, and management platform uniquely designed for these properties,? Mr. Crippen continued. ?We work with Sagamore Home Mortgage to work with our tenants to qualify them to purchase our properties.? Christopher J. Crippen formerly headed Prescient Asset Management?s FDIC ORE Disposition.

Mr. Crippen described how the program works, saying, ?All of our properties are offered as ?rent to own? (RTO) to our tenants. This encourages homeownership in the markets we are investing in. Studies show that RTO tenants take better care of their properties than strictly rental tenants. The benefits are a more secure investment and the ability to give back to the communities in which we invest. It?s a win-win-win situation.?

Via?EPR Network
More?Real Estate press releases

Source: http://www.eprrealestatenews.com/2012/11/30/862/

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Construction Industry Tips: Finance | Factoring

Construction Industry Tips: Finance

If you are in the construction industry and provide business-to-business services, you are likely to come across a few problems which many of your industry associates will have also come across. This can be especially true if you are a small or medium sized firm that often have less finance power than larger counterparts.

The key to overcoming these problems is to know some of the solutions available, as like I mentioned, many companies have already come across these problems and found a way to overcome them in recent times.

Six common problems for the construction industry:

1. Large projects cause cashflow issues as you struggle to pay the significant costs such as those associated with wages and raw materials without first having the cash from the invoice.
2. You are not benefitting from supplier economies of scale discounts like you should be, perhaps putting you at a pricing competitive disadvantage.
3. Banks are slow and unwilling to supply you with a loan or overdraft.
4. You want to expand but cannot afford to pay for the equipment or tools (known as assets).
5. You struggle to find the right kind of employees who can supply you the skills you need for a project and cannot afford to pay the rates for skilled individuals.
6. You would love to train someone up but do not have the cashflow to afford the costs involved.

With construction jobs seemingly being the first thing to be dropped by struggling firms, it can feel like a serious struggle. However, there are a few finance solutions which may help you overcome the common problems which occur within the construction industry.

Common construction Industry cashflow solutions:

Invoice finance ? Invoice finance is a solution which can solve almost many of the problems caused mentioned above. In effect it can completely remove and bypass the dependency on an overdraft. It works by an invoice finance company providing you with a percentage cash advance on your invoice (usually up to 90% of your invoices? value). The invoice is used as the security as the lender knows you should (eventually) be getting the money in, and less risk for them less security is required by you. This can be a very positive point as no one enjoys securing a loan on a family home or premises as banks often ask for.

After you receive the cash advance, you can spend it on whatever you need, whether it is to pay wages, suppliers or to fund for growth (buying equipment for example). You can choose either factoring, where the lender collects the debt from your client for you, or invoice discounting, where you are left to collect the debt yourself. Either way, once the debt is collected, you are given the remaining balance of the invoice (the 10% if you took a 90% advance), minus lenders fees.

To find out more about invoice finance, call our experts on 0845 017 7524 or fill in our short quote form for instant feedback.

Spot factoring ? Spot factoring is a type of invoice finance. This product allows you to pick and choose a few major invoices over the year rather than having all of your business conducted through invoice finance. If you have ten projects to do over a year you may only want to factor one or two project ? with spot factoring this is perfectly reasonable.

If you would like to know more about spot factoring, our experts provide you with no obligation, confidential advice.

Asset Finance ? Growing your business may mean purchasing new equipment and tools, which can come at a hefty price, especially if you want to provide your clients with the best quality service. Asset finance aims to make purchasing equipment affordable and simple. You may want to look into leasing, allowing you to use equipment as you usually would but for a small monthly fee. Alternatively you may want to use a hire purchase agreement where you pay monthly for equipment until the end of the contract, which is when you own it outright. It must also be pointed out that you can re-finance some of your existing assets. For instance, a piece of machinery worth ?50,000 may be worth re-financing as you can receive a cash lump sum of maybe ?40,000 to be paid back monthly for an agreed period.

Find Finance Solutions by being aware and taking action

Construction is often not associated with products such as invoice finance, but it is in fact a product which fits the industry well. Spot factoring helps keep invoice finance a flexible product meaning it can be tailored to most construction businesses. If you suffer from any of the problem within this article and think these products can help you, the first step to solving the problem is to give us a call.

Call our experts on 0845 017 7524 for a no obligation, confidential call.

Alternatively ?fill in a quote form and enjoy a call back from our experts.

We can offer you financial solutions to help keep your cashflow healthy. Request a quote now to find out how much invoice finance can save you.

Request a quote online

Source: http://www.factoring.org.uk/construction-industry-tips-finance

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Fantasy Sports And A New Basketball Season

As the year nears its end basketball players across the country look forward to the start of their season. Rookie players prepare to meet their new teams. Freshly retired players begin looking back on glorious careers. College alumni are getting their school colors cleaned and ready to be worn. Coaches begin designing plays they hope will catch their opponents off guard. Amongst all the preparation one other group is getting themselves geared up for a new season. Fantasy basketball league players are looking over rosters and player statistics in an attempt to find the perfect team. Everyone is working hard to prove they can perform better than anyone else at their favorite sport. Whether running up and down the court, encouraging players from the sideline, or tracking statistics in a fantasy league, they all want to be the best.

Now is the perfect time to begin reviewing scouting reports and look over players' statistics from previous years. If a coach has their players selected early they can easily choose alternate team setups should a key player or two be unavailable due to contract issues, injuries, or the player being drafted by a competing fantasy coach. By selecting players now a fantasy coach can make adjustments before a possible deadline passes and a season is missed.

Fantasy coaches that may miss the start of a season or want more flexibility from week to week can easily find a league that plays their games weekly or daily. For leagues of this type early player scouting can be just as important. Knowing a player's history can show if they tend to peak at the start of the year or hold back their best skills until the playoffs are looming. A tendency for injuries can also be spotted when looking over a player's history.

Exhibition games before the start of the season allow a sneak peek at rookie players sampling the professional level of the game for the first time. These games also allow a fantasy basketball coach a chance to judge how well an experienced player blends with a new team after a trade or contract with a new team through free agency. While most teams don't play their top players before the start of the season, the team members that do take the court can still have an impact throughout the season. They may replace injured starting players, replace someone with too many fouls, or simply take over for a player that is faltering.

There are a number of factors that make for a successful season. This is true for teams playing on the court and those drafted by a fantasy basketball coach. Choosing the right players, watching them as the year rolls by, making trades or benching celebrity players, all of these are important decisions that must be made from the start of the season until the end. Making these decisions correctly can be helped significantly by study and research done now, before the tip-off of the first game of the season.

About the Author:
Fantasy Feud is one of the most popular fantasy sports websites online. They offer a huge number of leagues with great prizes, and you can even click here to get inside information and player updates from their fantasy sports blog.

Source: http://www.articlesnatch.com/Article/Fantasy-Sports-And-A-New-Basketball-Season/4298033

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HBT: Hall odds look slim for Clemens, Bonds

A couple of data points made me think, hey, Bonds? and Clemens? ?Hall of Fame case may not be as bleak as everyone things, but the AP has taken a straw poll, and it?s not all that optimistic:

With steroid scandals still very much on the minds of longtime members of the Baseball Writers? Association of America as they cast their ballots, the trio failed to muster even 50 percent support among the 112 voters contacted by the AP ? nearly one-fifth of those eligible to choose.?Candidates need 75 percent for election.

You figure the AP has better contacts with active writers than those old legacy dudes who get Hall of Fame votes because they covered baseball for a season or two back in the 60s. In my personal experience, active writers would be more likely than older, inactive writers to give Bonds and Clemens the benefit of the doubt, so this does not look promising at all.

Someone get Nate Silver on the horn and boil a pot of coffee. ?We need to get to the bottom of this.

Source: http://hardballtalk.nbcsports.com/2012/11/30/ok-forget-what-i-said-about-bonds-and-clemens-maybe-getting-in-the-hall-after-all/related

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Flu Can Kill Quickly, Taking Lives of Healthy Children

In just eight months at his new school in Rifle, Colo., Austin Booth made a name for himself as a star athlete, honor student and a popular classmate with a promising future.

But within six days after he contracted the flu last January, Austin was dead. He was 17. His parents had never even considered giving a flu shot to their otherwise healthy teen.

"It was flu season and we knew other kids who were sick and we didn't think that much about it," said his mother, Regina Booth, 42. "He was a healthy teenager."

"He was just one of those kids that excelled at everything," she said. "And he was the type of kid who made friends instantly."

"It was pretty tough -- and it seems like just yesterday," said Booth, who is 38 weeks pregnant and now annually immunizes her four other children, aged 3 to 16.

"Now that we are expecting a new baby, it protects us and the baby," she said.

Debunking Four of the Most Common Flu Shot Myths

Between 3,000 and 49,000 Americans die of influenza each year, according to the Centers for Disease Control and Prevention.More than 200,000 are hospitalized annually with flu-related complications like pneumonia.

In the past four years, the CDC has changed its recommendations and now urges all Americans six months and older get a flu shot. Children under the age of 9, who are getting immunized for the first time, should get two doses, one month apart.

Booth said she still cannot believe how sudden her son's death was. On Tuesday night, he had started and played a full basketball game. By Wednesday night, he was coughing up blood and was rushed to the hospital with pneumonia.

"They intubated him as he struggled to breathe," said his mother. "It was the last time I talked to him."

His father Carl, who worked on an oil rig and couldn't be reached, was never able to see his son conscious again. Austin was airlifted to St. Mary's Hospital in Grand Junction and at first, doctors thought he would survive.

But soon, his condition got worse -- even on "every antibiotic in the world" -- and Austin had to be taken off the ventilator and manually "bagged." Tests showed the teen positive for the virulent infection MRSA.

"Doctor's said it was a perfect storm of pneumonia and MRSA," said Booth. "He fought Thursday until Monday, but it was more than his body could handle."

Hundreds of Austin's new friends showed up for his funeral. The basketball team retired his #2 jersey and Austin was recognized with a school bench and a memory stone.

"We had never gotten the flu shot -- not any of us," she said. "We thought, we don't need it, we are healthy. If we get the shot it will make us sick."

Dr. William Schaffner, professor and chairman of preventive medicine at Vanderbilt University in Nashville, said that people are fooled into thinking that influenza, a serious respiratory infection, is just like a cold.

"People use the word 'flu' very casually to refer to a whole variety of winter illnesses, including a stuffy nose, and that tends to trivialize it," said Schaffner. "It is a serious viral infection -- it wreaks havoc on all the body's systems."

"Although it can be mild and often is, it is often very, very serious and can strike an otherwise normal child and put them in intensive care, usually within 48 hours."

The most serious complications occur among older people, but each year children die of the disease -- and "it's potentially preventable," according to Schaffner.

"While it is an imperfect vaccine, it is the best influenza vaccine at the present time," he said. Though it does not always prevent infection, because viruses change each year, it can "turn a more serious flu into a milder one, so you won't die."

With 120 million doses given each year in the U.S. alone, it is a "wonderfully safe" vaccine, whose only side effects can be a sore arm or, rarely, a day of fever. It cannot give a person the flu. "That's an urban myth," said Schaffner.

Source: http://abcnews.go.com/Health/ColdandFlu/flu-claims-lives-100-children-year-deaths-preventable/story?id=17820500

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Concrete Children '78 - Skateboarding in Cape Town, South Africa

This short film provides a look at the state of skateboarding in Cape Town between 1978 and '80, featuring a couple skate parks that were around only during that 2 year period, before being broken down to make space for car parks.?Shot by Gary Cooper, who at 58 years old still surfs daily at home in J-Bay, and makes his own boards (along with his brother, under the 'delve' moniker).?For more, check out their blog at?http://delvenation.tumblr.com/

Source: http://www.korduroy.tv/blog/2012/concrete-children-78-skateboarding-in-cape-town-south-africa

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RolePlayGateway?

Her hand trembled as she gripped the arrow that was invisible to the human she loved.
Tears leaked from her eyes as he held her close, and she held the arrow, point first behind his back.
He knew what was coming, but was sure it would seal their fate together. He was so wrong.
Her face stayed blank, her mouth silent despite the tears falling freely from her eyes as she drove the arrow through her love's heart.
It disappeared into him, and he suddenly jerked back. The strong, all-consuming love he felt for her suddenly gone and replaced with impossibly strong hate, he bitterly shoved her away and left her crumpled on the floor, collapsed within herself.

The Archers

Every century or so, there is a a new archer. Archers are a beautifully, shattered, broken, cursed species. As legend goes, an angel was gifted with love. It was impossible for the other angels not to love and cherish the young girl. But she wanted real, undying devotion. She fell in love with a human.

After years of trying, she made me perfect arrow infused with her own blood. Love. If shot, the person and the next person they saw or touched would become soulmates. She shot the human, thinking he would fall in love with her, but it had the opposite affect. She was being punished for being so selfish- because she used the arrow on herself, God made the human reject the beautiful angel's love, and instead fall in love with another human. She rejected God, ripping out her own wings then killing the human and his lover. The only reason the selfish, vain angel didn't kill herself was because she carried his child.

Of corse, she was harshly punished. Her child, and all her descendants were cursed to have the same fate as her. All would be female. Falling in love with a human, shooting them with an arrow, eventually ripping out their own wings and murdering the man they so loved, and giving birth to his daughter and dying in childbirth. And so the cycle repeats, on an endless, bloody, terrible loop.

Eventually, the angels developed. Changed. They were no longer as vain as their ancestor, even though they knew they would face the same fate as her. They had pure souls. They created more arrows, shooting alone, empty souls and filling them with love and light for another human. They worked on angels, too, but not an angel and a human. After all, relationships between angels and humans were strictly forbidden.

But on to our story. The latest generation was different. Twins were born. One male, one female. Both were the most amazing archers seen- with completely equal power. As the female grows, they know she will face the same fate as her ancestors. She will end up as a tortured, lifeless fallen angel. But her brother. . . He very well may change the entire world completely. The twins are extremely close, and he doesn't care about any of that. His biggest question: can he save his sister?

The angel that was caring for them, knowing what would happen, kicked them out. They decided to go to earth, with no knowledge of the human world. They had only their arrows, and the clothes they were wearing. And they were in the middle of London. Not only that, but they know other fallen angels will be looking for them. Earth is a dangerous place for an Archer.
Two humans find them, and decide to take them in. They have no idea what they have gotten themselves into. . . .

But these humans are not mere mortals. They believe that they are, though. They had no idea that their father who abandoned them when they were young was one of the highest ranking angels. No other angels know they exist- and they father wants it to stay that way. Other angels being around them would awaken their abilities. They don't know it, but they are definitely a force to be reckoned with. They can manipulate all of the elements. Move entire ocean, burn entire countries, cause devastating hurricanes, all with the blink of an eye.

Angels are already after the two archers, and once they find them with the two half-angels. . . It won't e pretty. They will most likely be killed on sight- the archers know this. The humans intend to leave the city, and go to a small family house in the country. They don't know about who they are or their powers yet, but the twins do. If they can tell them and train them, just maybe they can survive. But even then, they still have to worry about the curse. It is possible that the girl the male twin falls in love with will have the same fate was his sister. There seems to be no way to win. . .
And the curse has already begun to take affect.

Angels

-they do have wings, but they only come out when the angel wants them to. They are very sensitive, as well. A broken wing is about equivalent to all your ribs, and both of your legs being broken.

-they all have certain abilities, based of their lineage. If their mother or father had the gift of invisibility, they would too.

-the higher ranking an angel is, the stronger it is.

-fallen angels keep their abilities, but lose their sense of touch almost completely.

-they are immortal, and the only way to kill them is to chop off their head or if they were cursed by God/an arch angel

-arch angels are the highest ranking angels, and their word is law. To go against one would be a death sentence.

Characters

The twins

They are very close, and would do anything for each other. They aren't identical, but have the same bright blue eyes that are a little too beautiful and enchanting to be human.

Ian Whiteraven

Ian is older than Lila by two minutes, but he definitely has the 'big brother' thing down. He is fiercely protective and loyal. He is very relaxed and easygoing, although he loves teasing his loved ones.
FC: Paul Wesly (OPEN)

Delilah Whiteraven

Delilah is younger than Ian by two minutes, much to her irritation, and is quite different than him. She is very freespirited and headstrong, often giving her brother a hard time. In all honesty, she loves her brother more than anything and is terrified of what might happen if she falls in love with a human. Like her brother, she is rather naive and pure hearted.
FC: Candice Accola (TAKEN)

The humans

They are siblings. Half siblings, technically, with different mothers, but they grew up together. They fight often, but would never give up on each other. They are orphans and have been through a lot together, and will always stick together. No matter what.
They already feel very attracted to them. . . Like a magnetic pull.

Elliot Thorn

Elliot is very lighthearted, always laughing and making people smile. He is very gentle and caring, and not quite as wary as his sister. He is very playful, and sometimes childish.
FC: Louis Tomlinson (OPEN)

Isabel Thorn

Isabel is very independent. She hates feeling clingy, or being around people too much. She is very wary and mistrustful, due to her past. She has a heart of gold, it's just hard to find it sometimes. (OPEN)

~~~~~~~~

Source: http://feeds.feedburner.com/RolePlayGateway

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Get Excited! Brad Pitt Says Wedding Is Happening "Soon"

On Nov. 26, the actor revealed that their nuptials are near! Look back at the duo's most adorable moments together

Source: http://www.ivillage.com/angelina-jolie-brad-pitt-engaged-sweet-photos/1-b-444389?dst=iv%3AiVillage%3Aangelina-jolie-brad-pitt-engaged-sweet-photos-444389

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Best Coffee in Los Angeles | Los Angeles - DailyCandy

For an organic fix, there?s no better. West Hollywood?s sceney breakfast and lunch spot serves veg-heavy nosh alongside green chai lattes and herbal teas.

Urth Caffe, 8565 Melrose Avenue, between Westmount and Westbourne Drives, West Hollywood (310-659-0628 or urthcaffe.com).

With seven brewing methods, this Silver Lake stalwart doesn?t mess around when it comes to coffee. Go for the joe, stay for the soft scrambled eggs ? then linger over another cup.

Lamill Coffee Boutique, 1636 Silver Lake Boulevard, between Effie Street and Berkeley Avenue, Silver Lake (323-663-4441 or lamillcoffee.com).

It pioneered the direct trade purchasing model, introduced the concept of seasonal coffee, and created a cult-followed, hipped-out scene. Intelligentisia?s Venice outpost (there are three shops in the area) is a wonder to behold: five areas, including a slow bar, where baristas curate drink menus every week.

Intelligentsia Coffee, 1331 Abbot Kinney Boulevard, between California and Santa Clara Streets, Venice (310-399-1233 or intelligentsiacoffee.com).

Up a quiet leafy green street in Echo Park you?ll find Fix, a dog-friendly neighborhood cafe with abundant outdoor seating. On weekends it hosts food trucks.

Fix Coffee Company, 2100 Echo Park Avenue, at Baxter Street (323-284-8962 or fixcoffeeco.com).

Three words: bacon Gruyere croissant. Pair it with a cappuccino at this petite, legendary downtown spot and you?ll understand why folks brave the lines.

Spring for Coffee, 548 South Spring Street, at West Sixth Street, Downtown (springforcoffee.com).

A relative new kid on the block, CoffeeBar offers downtowners single-origin espresso, ample outdoor seating, and a high-design work environment with an abundance of outlets (and free Wi-Fi).

CoffeeBar, 600 South Spring Street, at West Sixth Street, Downtown (213-327-1157 or coffeebarla.com).

Head to this cafe?s Silver Lake or WeHo shop for a top-notch Viennese blend (mild and smooth) brewed from strong arabica beans. Sample the signature Salzburger (coffee with whipped cream) or, if you?re feeling decadent, sip a Trioler (espresso with vanilla ice cream).

Food + Lab, 7253 Santa Monica Boulevard, at Poinsettia Drive, West Hollywood (323-851-7120); 3206 West Sunset Boulevard, at Descano Drive, Silver Lake (323-661-2666 or foodlabcatering.com).

At this minimalist Fairfax cafe, find heavy tunes and stellar cups of coffee sourced from a who?s who roster of West Coast roasters (Seattle?s Victrola, Portland?s Coava, San Francisco?s Sightglass). Know before you go: The tasty Cubano is made with a pinch of sea salt and fine cinnamon.

Coffee Commissary, 801 North Fairfax Avenue, between Willoughby and Waring Avenues, suite 106 (323-782-1465 or coffeecommissary.com).

What began as a coffee cart based out of a shipping crate is now a perma pop-up at Atwater?s Proof Bakery. Barista extraordinaire Yeekai Lim serves his custom pourover single-cup brew; customers can sample sips from Four Barrel Coffee, Handsome Coffee Roasters, and others.

Cognoscenti Coffee Pop-Up at Proof Bakery, 3156 Glendale Boulevard, at Madera Avenue (323-664-8633 or popupcoffee.com).

This colorful, off-the-beaten path gem has been concocting coffees and hot chocolates with Latin flavor for nearly twenty years. While away the afternoon curled up on a couch with a good book; on Summer Thursdays, catch bands and food trucks.

Zona Rosa Caffe, 15 South El Molino Avenue, at East Colorado Boulevard, Pasadena (626-793-2334 or zonarosacaffe.com).

Grab a seat at the bar at Santa Monica?s favorite study spot and watch siphon-heavy, science-class worthy brewing processes unfold. For $90, try a cup of the now-legendary kopi luwak (excrement coffee) or stick to a traditional Chinese Cha Tao tea or single-origin brew.

Funnel Mill, 930 Broadway, at East Tenth Street, suite a, Santa Monica (310-393-1617 or funnelmill.com).

Source: http://www.dailycandy.com/los-angeles/flipbook/139133/Best-Coffee-in-Los-Angeles?utm_source=dailycandyla&utm_medium=rss

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Millwards Matt looking to upset Farkland Tyson in Jem Racing Super ...

Millwards Matt looking to upset Farkland Tyson in Jem Racing Super Paws (Heat 3)

Millwards Matt will be looking to surprise his opponents in the Jem Racing Super Paws (Heat 3) at Poole in England on Tuesday, November 27, 2012. He made his debut this year, but has proven that he possesses the ability to deliver positive results at this level with consistency.

Most of the runners lined up for action in the Grade OR event have been struggling for consistency recently, which means that the competition will be a close one at the end of the day.

However, this will give a solid opportunity to some of the least favourite hounds to cause an upset in order to make a name for themselves and bag a cash prize of ?100. The spectators will be eagerly awaiting the start of action at 21:22 GMT.

According to the bookmakers, the best chances of victory are with Farkland Tyson, despite the fact that he does not have a lot of experience. He is learning with the passage of time, but needs to start challenging the best in the business in order to get the attention of the bettors regularly.

The P. Chatfield?s trained hound started off his career in 2012 with an outing in a Grade GR contest. This was probably too tough for him, but he did not choke under pressure at all. He was up against some very good runners and finished on top of the table in the end.

Since then, he has been running at Poole and his performances have been really impressive. He is a hard worker and knows how to handle pressure. However, he has never appeared in a Grade OR contest in the past, which means that things will be a bit tough for him today.

He completed a hat-trick of victories in lower classes recently and will be looking to carry that positive momentum into today?s race as well.

On the other hand, Millwards Matt finished in a disappointing sixth place last time around in this class. He was unable to cause any problems for his opponents, thus will be under immense pressure right now.

Therefore, the P. Young?s trainee will have to be at his best in order to be competitive at Poole.

Disclaimer:?The views expressed in this article are solely of the writer?s and do not reflect bettor.com?s official editorial policy.

Source: http://blogs.bettor.com/Millwards-Matt-looking-to-upset-Farkland-Tyson-in-Jem-Racing-Super-Paws-Heat-3-a203876

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But Judge, Operating in the Red was Ordinary Course for this Debtor!

Among the more entertaining opinions we?ve read over the last few weeks is H.?Kenneth Lefoldt, Liquidating Agent for Prevalence Health, LLC v. Michael L. Anthony (In re Prevalence Health, LLC), Case No. 11-00068-ee (Bankr. S.D. Miss. Nov. 7, 2012) (ECF 42), in which the defendant, an insider in a preference action to recover payments on loans made during the year prepetition, argued the debtor was not insolvent at the time of the subject transfers because ?operating in the red was ordinary for the debtor.?? While the debtor might have been operating ?in the red,? this fact wasn?t enough to convince a bankruptcy court in the Southern District of Mississippi that the debtor was solvent at the time of the transfer within the meaning of section 547(b)(3) of the Bankruptcy Code.

Background

Michael L. Anthony was the president and chief operating officer of Prevalence Health, LLC, a provider of medication and disease management services.? He also sat on the board of directors for Prevalence.? During his time as an insider of Prevalence, Anthony made two loans to the company.? The first loan was made in 2006 in the amount of $200,000, which amount was payable on demand and would bear interest at a rate of 8%.? To fund the loan, Anthony borrowed money from First Commercial Bank via two separate lines of credit.? Prevalence first made an interest payment to Anthony in the amount of $1,553.05, which Anthony transferred to First Commercial.? After Anthony made a demand for repayment, Prevalence paid the amount remaining to Anthony, who once again transferred the funds to First Commercial.? Anthony made the second of the two loans in two parts:? First, Anthony paid Prevalence $125,000 in exchange for a promissory note payable on demand that was executed the next day.? The promissory note provided for payment of $175,000 plus 7% interest per annum.? About a month later, Anthony paid the additional $50,000 to fully fund the loan.? In August of 2008, Anthony made a demand for repayment.? Prevalence paid the full $175,000 directly to First Commercial Bank in satisfaction of the personal loan obtained by Anthony to fund the 2008 loan.

Despite these loans, the financial performance of Prevalence continued to decline.? After a series of unsuccessful acquisitions to expand operations and increase customer bases, Prevalence filed for bankruptcy on June 9, 2009.? In August of 2010, the court entered an order approving a chapter 11 plan of liquidation and providing for the appointment of a liquidating trustee.? In June of 2011, the liquidating trustee brought an action to avoid and recover the $175,000 paid to Anthony on account of the second loan.

The Preference Actions

To succeed in a preference action, the liquidating trustee needed to show that the payment he wanted to avoid was (1)?to or for the benefit of a creditor, (2)?for or on account of an antecedent debt owed by the debtor before such transfer was made; (3) made while the debtor was insolvent; (4)?made on or within 90 days before the filing of the petition or between 90 days and one year before the date of the filing of the petition for transfers to an insider, and (5) enabled the creditor to receive more than such creditor would receive if the case were a case under chapter 7, the transfer had not been made, and the creditor received payment of such debt to the extent provided by the bankruptcy code.? To prove the third requirement (that the transfer occurred while the debtor was insolvent), the liquidating trustee needed to show that the transfer was made during the 90 days immediately preceding the petition date, during which time the debtor is presumed to be insolvent, or that the debtor could meet a balance sheet test for the period between 90 days and one year prepetition.? It was undisputed that Prevalence ?virtually always operated while balance sheet insolvent.?? Nevertheless, Anthony audaciously argued that because ?operating in the red was ordinary for the debtor,? the debtor was conducting business as usual during the time of the loan payoff and was not insolvent. ?Unsurprisingly, the court denied this argument and agreed that the payment was an avoidable preference.

In yet another attempt to keep the $175,000, Anthony argued the payment fell under one of the exceptions to the general rule of avoidability.? Section 547(c)(2) provides that the trustee may not avoid a transfer to the extent the transfer was made in the ordinary course of business or according to ordinary business terms.?? This defense is intended to encourage the continuation of business by suppliers with a person on the verge of a bankruptcy filing.?? While there is no one legal test for the ordinary course defense, a court focuses primarily on whether the transaction was within a baseline of dealing that the debtor had with a creditor (the subjective test) or conformed to ordinary business terms (the objective test).? To establish a baseline of dealing, a creditor must show that the transactions and payments made during the preference period were similar to the payments before the preference period.? The four primary factors courts consider in determining the consistency of the parties? conduct is (1) the length of time the parties were engaged in the transaction at issue, (2) whether the amount or form of tender differed from past practices, (3) whether the debtor or creditor engaged in any unusual collection or payment activity, and (4) the circumstances under which the payment was made.

In examining these factors, the court compared the two loans Anthony made to Prevalence.? The court noted the significant difference between the two loans, including the difference in timing of the payments to Anthony, the difference in the duration of the loans, and the difference in the interest rates of the loans.? The court also considered the terms of the loans, where the money was coming from, and in how many disbursements the proceeds of the loan were paid to the debtor.? The court explained several important ways in which the amount and form of tender differed between the two loans:? (1) the 2006 loan was fully funded around the time the note was signed, whereas the 2008 loan was funded by Anthony in two disbursements a month apart, (2) the debtor made payments directly to Anthony for the 2006 loan and paid Anthony more than he was owed according to the terms of the loan, while the debtor made payments directly to First Commercial and paid Anthony less than he was owed on the 2008 loan, and (3) when the debtor repaid the 2006 loan, it repaid principal and accrued interest, while when the debtor repaid the 2008 loan, it repaid only the principal amount of the loan.

The court also found that Anthony failed to meet the objective test because Anthony did not offer any evidence to show that the repayment was in line with what other debtors and creditors in a similar market were making. ?Because the court could not find an undisputed baseline of dealing between Anthony and the debtor to show that the 2008 loan was repaid in the ordinary course of business, it dismissed Anthony?s assertion that section 547(c)(2) offered protection against the trustee?s preference action.

This case serves as a reminder that, although it may be a creative theory, there is no ?ordinary course? exception to the solvency requirement contained in section 547.

11 USC Sec. 547
Sec. 547. Preferences
. . . (b) Except as provided in subsections (c) and (i) of this section, the trustee may avoid any transfer of an interest of the debtor in property -

? ? . . . (3) made while the debtor was insolvent;

11 USC Sec. 547
Sec. 547. Preferences

. . . (c) The trustee may not avoid under this section a transfer ?

? ?. . . (2) to the extent that such transfer was in payment of a debt incurred by the debtor in the ordinary course of business or financial affairs of the debtor and the transferee, and such transfer was -
? ? (A) made in the ordinary course of business or financial affairs of the debtor and the transferee; or
? ? (B) made according to ordinary business terms;

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Source: http://business-finance-restructuring.weil.com/preferences/but-judge-operating-in-the-red-was-ordinary-course-for-this-debtor/

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5 Home Business Jason Pierre-Paul Jersey Solutions - i4Giveu.com

In the event you keep at home and need to earn an earnings for oneself or your household, there?s never been a better time than now. With a great number of opportunities online, you?ll be able to easily commence your personal residence Jason Pierre-Paul Jersey organization with a personal computer, World wide web connection, desk and chair! No matter whether you wish to begin a part-time or full-time house enterprise, here are some outstanding property enterprise options to consider.

1. Earn money On-line by Offering Web-related Services

If you?re skilled in Web style, graphic design, World wide web advertising and marketing, or other Web-related services, it is possible to make money on-line by providing these services to others. There are numerous homemakers and organization Jason Pierre-Paul Jersey folks just like you who are getting on the internet to start a business. They will want their own web site, hosting, domain name, company Net logo, and Web advertising and marketing services.

In case you can offer these services, you are going to have a terrific opportunity for residual income. Several of these services are paid monthly or yearly, so the potential for success is wonderful.

2. Educate Other people and Operate from House

In case you have particular expertise and really like to teach, there?s great news. You no longer must apply to get a teaching job at a school or university. It is possible to now begin your own instruction internet site and teach other people from the comfort of the personal home. Jason Pierre-Paul Jersey The web is flooded everyday with people that need to boost their knowledge and abilities. Numerous moms and dads are now supplying classes, selling e-books, and providing instructional sites all although staying residence using the youngsters. It?s a great strategy to earn money on the internet with no paying high daycare bills!

You will find also special property enterprise solutions on the internet where Victor Cruz Jersey you?ll be able to sign up using a company that gives training to students for you personally. You can potentially earn an enormous residual earnings by promoting their educational services.

3. Join an MLM Opportunity

MLM has grown tremendously in current years because of on the web technologies. Far more and a lot more men and women are making income online with MLM simply because it really is a lot less complicated to communicate using on the internet resources like email, websites, and instant messaging.
Should you make a decision to join an MLM company, make sure the company is trustworthy. Investigate ahead of you sign on, or locate an organization that can investigate for you personally. A great location to begin is a reliable MLM directory. These organizations will investigate a lot of distinct residence enterprise solutions and list only these Victor Cruz Jersey that are legitimate and that offer you essentially the most profit prospective.

4. Niche Property Enterprise Options

Many homemakers are earning a substantial earnings by supplying niche goods or services. For instance, the mother who loves to sew baby clothing decides to sell her items by way of her own internet site or via consignment sites. Or, a father who loves to perform handiwork about the residence begins a ?handyman? e-zine and sells connected merchandise and tools. A young college student discovers the secrets to college life and starts his or her personal ?college life? newsletter.

The possibilities are endless. Other niche home company ideas consist of baking, hunting, fishing, musical instruction, handmade crafts, handmade furnishings, parenting, pets, weddings, gardening, and sports.

5. Investments

In case you Victor Cruz Jersey like to take your chances inside the stock market place, investing is less difficult than ever on the net. Numerous homemakers generate income on the web by investing in Forex, the popular and profitable currency exchange industry. Some earn cash with conventional stocks. If this really is your passion, you?ll be able to now do it from home with minimal effort.

Please be careful, as there are various scams with businesses trying to get you to invest in fake stocks. Verify out each opportunity cautiously, and hold your funds secure by dealing only with respected, well-known stock organizations and brokers.

Regardless of which house enterprise Jason Pierre-Paul Jersey answer you select, use on the web directories as well as the testimonies of other on the internet company owners to help you locate the possibilities that will fit your schedule and spending budget.

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Source: http://www.i4giveu.com/stealing/2012/11/26/5-home-business-jason-pierre-paul-jersey-solutions-for-the-homemaker/

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New York ~ Motor Fuel Tax: Hurricane Sandy Relief for Dyed Diesel ...

The New York Department of Taxation and Finance has announced that, as part of Hurricane Sandy recovery efforts, the Internal Revenue Service has extended relief to allow the use of dyed diesel motor fuel in motor vehicles on the highway. As result, the provisions discussed in Important Notice N-12-14 (TAXDAY, 2012/11/07, S.18 ) have been extended through December 7, 2012.

N-12-17 , New York Department of Taxation and Finance, November 2012

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UK Criminal Law ? Through the Stages | Criminal Defence Blawg

Going through a criminal case can be a very stressful and worrying time, especially if it is your first time. We hope that knowing what to expect will help you through the stages of criminal investigation / prosecution.

At the Police Station

If you are suspected of committing a criminal offence you may be either arrested or invited for an interview under caution at a police station. What happens at the police station can often to vital to future proceedings and therefore you should be representation from a specialist criminal law firm such as MJP solicitors. In the UK you are entitled to free legal advice from a solicitor ? do not answer any questions until you have a solicitor present.

The solicitor representing you will be given information about the allegations, without the client present ? this is called disclosure. They will then discuss with you the information they have received and offer advice on how to proceed with the interview. This conversation is confidential.

Once you have spoken to the solicitor you will then be interviewed. The interview is recorded and you will be cautioned.

Once the interview is over you may be charged, bailed to a later date, summonsed or no further action will be taken. Depending on your outcome the solicitor will talk you through the next stages of the investigation, if there are any.

At the Magistrates? Court

There are two types of offences which can be tried at the Magistrates? Court; Summary Only and Either Way offences.

Summary only offences are typically minor offences, such as motoring offences. Either way offences are generally more serious offences, such as burglary, and can also be dealt with in the Crown Court.

Depending on your financial circumstances you may entitled to legal aid which means you can be represented for free.

What happens at the first appearance depends on the offence, this is something your solicitor will offer advice on. If the offence is serious it may be committed to the Crown Court. The court may adjourn the case to a later date so that you can prepare a defence, or the prosecution can prepare their evidence. For less serious offences the matter maybe dealt with on the day but, of course, it all depends if you wish to plead guilty or not guilty.

If you plead guilty you are entitled to a third of the sentence ? this applies to fines, community orders and sentences of imprisonment.

If you plead not guilty your trial can take place within the Magistrates? Court (at a later date). A trial here is slightly different to a Crown Court trial as there is no jury. The prosecution put forward their evidence to the judge followed by the defence putting forward their argument on your behalf, this may include the use of witnesses.

After all the evidence is given the judge, or judges, will then retire to consider their verdict.

At the Crown Court

The Crown Court can be considered as the next step up from the Magistrates? Court.

If you have elected to go to trial the case will take place before 12 members of the jury. In short the prosecution will put forward their evidence to the jury, followed by your barrister putting forward your defence to them.

The judge will then summarise the arguments put forward for the jury and then the jury leave the court to discuss the evidence and come to a decision. If the jury can not unanimously decide on a verdict (they all agree the same) and a period of time has passed then a majority verdict will be accepted.

If you are found guilty, or have pleaded guilty, your barrister will mitigate on your behalf putting forward your circumstances to get the best possible sentence.

About the author: MJP solicitors are a criminal defence practice based in the UK who defending clients against allegations of criminal offences.

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Tagged as: Criminal defence lawyers, Criminal defense law, criminal law, Criminal law blog, Criminal Lawyers, legal aid

Source: http://www.criminaldefenceblawg.com/criminal-defence-law/uk-criminal-law-through-the-stages/

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